| |
Our
Services
SOBE
Title Company offers a wide variety of services and the excellent customer
support that our customers and professional partners expect and deserve.
About
Title Insurance...
A
Title Insurance Policy insures that as the new owner, you have clear
title from the seller. A title insurance policy insures that you will stand
protected from loss or damage as a result of any title defects. Some
possible problem areas are from forged documents, mistakes in
public records, fraud and incorrect property descriptions all of which will be
covered in your policy. SOBE Title will
provide a thorough search of the public records to reveal possible liens, claims
or encumbrances against the property.
 |
There
are two primary types of title insurance policies.
 |
The
Owner's Policy:
 |
The Owner's Policy is issued to the new Owner, insuring
that the Title to the property is marketable and insurable. |
|
| The
Lender's Policy:
|
The Lender's Policy is issued when there is a Mortgage Lien
to be issued on the Property. It guarantees that the title to the property
for which they are lending funds is free and clear of any encumbrances. |
|
|
|
Services:
|
Escrow
Services
|
As an Escrow Agent, SOBE Title is a neutral third party who
can carry out the instructions in a purchase agreement between the buyer and
seller or the borrower in a refinance situation. We can also handle
all of the disbursement associated with the closing. |
|
|
Property
Profile
|
A
Property Profile is a description of your property showing ownership, real
estate tax information, sales and loan information of a property. |
|
|
|
We
offer three primary types Closings.
|
-
Purchase/Sale
Involving both a buyer and a seller, you can count on SOBE
Title to provide the highest quality service and attention to the details
whether you are the realtor, attorney, lender, builder or developer.
-
Refinancing
Refinancing is the process of obtaining new lender financing
on a property. We will handle all assets of the closing for the
lender.
-
Commercial
SOBE Title has some of the best commercial closers in the
area. We are experienced on all types of commercial closings.
With an on-site attorney, SOBE Title provides superior knowledge and
service.
|
1031
Exchange |
A
1031 Exchange is an IRS provision which allows the owner of a property to
exchange their property for another of like-kind while deferring payment of
state and federal capital gains taxes.
|
